Adjustable-Rate Mortgage (ARM) Calculator

Loan Amount ($):

Initial Interest Rate (%):

Loan Term (Years):

Initial Fixed-Rate Period (Years):

Adjustment Frequency (Years):

First Adjustment Cap (%): (Max increase/decrease on first adjustment)

Subsequent Adjustment Cap (%): (Max increase/decrease per adjustment after first)

Lifetime Cap (%): (Max total increase over initial rate)